Insurance for Seniors - Insurance for Seniors, LLC.
Steve McNally, Agent, Do the right thing, Medicare Agent PA, Medicare Agent Harrisburg PA, Medicare Agent Dauphin County PA, Medicare Agent Hershey PA, Medicare Agent Camp Hill PA, Medicare Agent Cumberland County PA, Medicare Broker PA, Medicare Broker Harrisburg PA, Medicare Broker Hershey PA, Medicare Broker Dauphin County PA, Medicare Broker Camp Hill PA, Medicare Broker Cumberland County PA, Medicare Agency Harrisburg PA, Medicare Agency Hershey PA, Medicare Agency Dauphin County PA, Medicare Agency Camp Hill PA, Medicare Agency Cumberland County PA, Medicare Offerings, Medicare Advantage Plan, Prescription drug Plans, Part D, Highmark, Coventry, Aetna, Humana, Coventry Advantra, Advantra Silver PPO, Advantra Gold, Envision Rx, Envision RxPlus, SilverScript, WellCare, Capital Blue Cross, BlueReliance, BlueJourney HMO & PPO, United HealthCare, Guarantee Trust Life, Hospital Indemnity, UPMC for Life, Part A, Part B, Part C, Medi-gap, Medicare Supplement, Medicare Supplement Insurance, Medicare Supplement Policy, Plan F, Plan C, Plan G, Plan N, Open enrollment, Annual enrollment period,, Medicare Plan Finder, Insurance, Benefits, Seniors, beneficiary, donut hole, coverage gap, co-payment, coinsurance, deductible, Formulary, Generic drug, brand name drug, HMO, PPO, PFFS, Original Medicare, Special needs plan, Geisinger, Life Insurance, Final Expense Insurance, Long Term Care Insurance, LTCi, Living Benefits, Term Life Insurance, Universal Life Insurance, Whole Life Insurance, Single Premium Life Insurance, Disability Insurance, Disability Income, Critical Illness Insurance, Cancer Insurance, Travel Insurance, GeoBlue, Annuity, Fixed Annuity, Group Health Insurance, Small Group Health Insurance, Group Life, Group Disability, Skilled Nursing Care, Nursing Home, Home Health Care, American National, AIG, Assurity, Mass Mutual, Mutual of Omaha, Principal, Protective Life, TransAmerica, EquiTrust, Banner Life, Cincinnati Life, Contact Us, Request a Phone Call,
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Are you finding MEDICARE confusing?


You are not alone, we can help!

Part A, B, C, D, Medicare Advantage Plan, Medigap,
Supplement, Donut hole, co-payment, co-insurance,
deductible, premium, all terms you need to know!



We are a full service insurance agency, licensed to provide coverage to protect what you value most, no matter what that is.

We provide insurance on your Life, Health, Final Expenses, Home, and Auto as well as provide options for Fixed Annuities. Let us know

what we can do to help. We look forward to serving all of your insurance needs.




Medicare Advantage


Final Expense

Long-Term Care

Signing up for Medicare

In most cases, you have several ways to sign up for Original Medicare benefits.

  • Apply on the Social Security website. 
  • Visit your local Social Security office-NOTE this has not been an option for many months now, SSA has eliminated face to face meetings.
  • Call Social Security at 1-800-772-1213 (TTY: 1-800-325-0778)
  • If you worked for a railroad, call the Railroad Retirement Board at 1-877-772-5772
  • Complete an Application for Enrollment in Part B (CMS-40B)– If you have had an Employer Group Plan since the month of your 65th birthday.


What Is a Medicare Initial Enrollment Period (IEP)?

You can sign up for Medicare during your seven-month Initial Enrollment Period (IEP), which begins three months before you turn 65, includes your birth month and continues for another three months.

If you’ve turned 65 or within your IEP and are already receiving Social Security benefits, the Social Security Administration will notify you if you’ve been automatically enrolled in Original Medicare.


Original Medicare Part A and Part B

If you’re 65 years or older and are a citizen or permanent resident of the U.S., you’re likely eligible for premium-free Medicare Part A (hospital insurance), assuming that you paid enough Medicare taxes (10 years’ worth) while working. Medicare Part B (medical insurance) requires paying a premium, and you therefore have the option to decline coverage. However, if you decide later that you do want Medicare Part B, you may have to pay a penalty for as long as you have it. You may also be eligible to sign up during a Special Enrollment Period if you are eligible. If you don’t sign up during your Initial Enrollment Period and don’t qualify for special enrollment, you
can sign up for either Medicare Part A or Part B during a General Enrollment Period, which runs each year from January 1 to March 31. Keep in mind your coverage won’t begin until July 1 of that year, and you may be subject to late enrollment penalties if you wait too long.


When should you join a Medicare Advantage Plan
or Medicare Prescription Drug Plan?

The best time to join a Medicare health or drug plan is when you first get Medicare. Signing up when you’re first eligible can help you avoid paying a lifetime Part D late enrollment penalty. If you miss your first chance, generally you have to wait until fall for Medicare’s annual Open Enrollment Period (October 15–December 7) to join a plan. During this time each year, you can also drop or switch your plan coverage.



I/We do not offer every plan available in your area. Any information I/we provide is limited to the plans I/we do offer in your area. Please contact or 1-800-Medicare to get information on all of your options.

Do you qualify for a Special Election Period?

Give us a call and we will research what is available for your Medicare coverage needs! Find Out Now!

“Always do the Right Thing.”

 We follow the “Golden Rule” to help you navigate through your health insurance, prescription drug (Medicare Options),

and all your insurance needs during your Golden Years!


Matthew TwomeyMatthew Twomey
16:53 24 Apr 24
Steve is a true professional and provides great guidance through the process.
Jennie LiningerJennie Lininger
13:57 14 Mar 24
Liz HornackLiz Hornack
16:34 09 Feb 24
Steve walked me through all of the steps to set up my gap insurance and SSA! I really appreciated his help!
Rick WayRick Way
20:03 11 Dec 23
Steve is a diligent and conscientious agent with my best interest in mind. He has earned my trust in the last several years, I only regret I do not have more business to give to him. "Insurance for the Age Enhanced" is a more palatable name but not nearly the marketing coup that Insurance4seniors is.
Perry SudenPerry Suden
14:19 01 Dec 23
Outstanding...No one could be more thought-full or listen as well as Steve McNally, you will be in good hands.
Joe ZagermanJoe Zagerman
19:33 28 Nov 23
Steve McNally is a stand-up guy, a true professional, and extremely knowledgeable with Medicare advantage plans. Perhaps the quality I admire most in Steve is his ability to listen and build upon relationship dialogue instead of typical sales rhetoric. Steve will serve you well. He is your trusted strategic partner for your Medicare needs.
Sue FurstSue Furst
12:25 22 Nov 23
Steve McNally took, for me, a very daunting task and made it a breeze. I still researched, over thought and fretted but I knew that I had someone helping me that knew the ins and outs of Medicare and insurance. I highly recommend Steve McNally.
George PfaffGeorge Pfaff
18:39 12 Nov 23
Steve's services are all around excellent. He will help you navigate the confusing and seemingly overwhelming choices in the system to make your best choices.
Travis SwartzTravis Swartz
04:14 14 Aug 23
Steve has taken care of my wife and I when we were a bit lost in what we were looking for. His patience and expertise led us to the perfect plan that had made the most financial and logical sense that has taken care of our family. He's good people, and there aren't many like Steve left!